Data

Wide Swing in Insurance Premium across States

By Lina Matthews · Published June 2024 ·2 min read

A study of 2024 average premium in the ACA Marketplace

The short answer

When it comes to health insurance, where you live can have a significant impact on the cost of your coverage. Premium prices, which are a key indicator of healthcare expenses, can vary widely across the United States. Discover how your state stacks up.

When it comes to health insurance, where you live can have a significant impact on the cost of your coverage. Premium prices, which are a key indicator of healthcare expenses, can vary widely across the United States. Discover how your state stacks up.

Average monthly ACA premium by state (2024)
Average monthly ACA premium by state (2024)Average monthly ACA premium by state (2024). Tile map of 51 states; values from $431 to $1,174.FL$624GA$551HI$655ID$481IL$673IN$570IA$656KS$650KY$603LA$766AK$846ME$614MD$472MA$502MI$521MN$490MS$624MO$669MT$610NE$661NV$531AZ$564NH$469NJ$658NM$588NY$656NC$643ND$519OH$596OK$647OR$625PA$641AR$578RI$519SC$620SD$724TN$638TX$578UT$431VT$786VA$485WA$576WV$1,174CA$607WI$668WY$965CO$513CT$846DE$730DC$657AL$743$431–$519$521–$596$603–$641$643–$668$669–$1,174

Where you live drives the price: the average premium ranges from $431 in Utah to $1,174 in West Virginia, a 2.7x spread across states.

Show the data (51 rows)
StateAvg. monthly premium
Florida$624
Georgia$551
Hawaii$655
Idaho$481
Illinois$673
Indiana$570
Iowa$656
Kansas$650
Kentucky$603
Louisiana$766
Alaska$846
Maine$614
Maryland$472
Massachusetts$502
Michigan$521
Minnesota$490
Mississippi$624
Missouri$669
Montana$610
Nebraska$661
Nevada$531
Arizona$564
New Hampshire$469
New Jersey$658
New Mexico$588
New York$656
North Carolina$643
North Dakota$519
Ohio$596
Oklahoma$647
Oregon$625
Pennsylvania$641
Arkansas$578
Rhode Island$519
South Carolina$620
South Dakota$724
Tennessee$638
Texas$578
Utah$431
Vermont$786
Virginia$485
Washington$576
West Virginia$1,174
California$607
Wisconsin$668
Wyoming$965
Colorado$513
Connecticut$846
Delaware$730
District of Columbia$657
Alabama$743

Source: HealthCare.gov, 2024 plan year