Immigrants

Health coverage for people who recently immigrated to the U.S. Which options you may qualify for, how marketplace and Medicaid eligibility work, and where to find low-cost or free care while you get established.

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Common questions

Which immigrants can get ACA marketplace subsidies in 2027?

Starting with 2027 coverage, only three groups of immigrants can get premium tax credits and cost-sharing reductions: green card holders (lawful permanent residents), Cuban and Haitian entrants, and people living in the U.S. under the Compacts of Free Association (from Micronesia, the Marshall Islands, or Palau). Other lawfully present immigrants, including refugees, asylees, people with Temporary Protected Status, and people on work or student visas, can still buy a marketplace plan but have to pay the full price. Green card holders do not face a five-year wait for marketplace subsidies; that wait applies to Medicaid.